Mortgage Services in Brampton

Need a Brampton Mortgage Broker?

With thousands of happy clients in the GTA, we can help you find the right mortgage or refinancing solution.

We offer specialized approaches that take your life’s circumstances into account. Mortgages for self-employed individuals, first-time home buyers, and individuals with bad credit all require a specific route of action – which we will happily provide. If you’re looking for a second mortgage on your existing property, know that we can help you to achieve this as well. No matter what your mortgage needs are, rest assured that Simplify Mortgage Solutions can – and will – help you to get onto your feet and into your dream home.

Debt can seriously set a prospective homeowner back in their ambitions, but this doesn’t have to be forever. Simplify Mortgage Solutions brings to Brampton residents a slew of debt relief services that are customized to cater to the specific and unique circumstances that individuals and families may find themselves in. It’s never too late or too early to get your credit back on track, and we’ll help you to do just that!

Bad credit doesn’t have to stand in the way of the future that you see for yourself. With the help of the right mortgage broker, you can get out of debt and into the home that you want.

Our wide selection of mortgage offerings will ensure that we’ll recommend the best option for your needs. If you’re looking for a licensed, reliable and dependable Brampton mortgage broker, give us a call today!

What type of mortgage are you looking for?

FIRST TIME BUYER

We understand what the leap to home ownership can feel like. That’s why we guide you through the entire process of qualifying for your first time buyer mortgage. Our experts cover everything single thing you need to know and offer unbiased advice to identify your best options, including government incentives like the RRSP Home Buyer’s Plan, reduced land transfer taxes and more.
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BAD CREDIT MORTGAGE

We understand the turmoil of getting a mortgage with bad credit. Unlike many brick-and-mortar banks, we have lender specialists who will extend a loan to you, regardless of your credit history. We’re also one of the only mortgage teams in Ontario offering an in-house BIA registered insolvency counselor, plus we have superb relationships with several trustees in bankruptcy and consumer proposals.
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MORTGAGE RENEWAL

A lot can change between the time you purchase a new home and your first mortgage renewal. It’s always a good practice to re-assess your needs carefully before signing your mortgage renewal as there could be advantageous mortgage renewal options available to you. We can help you negotiate different terms and potentially change lenders to save you money or shorten the lifespan of your mortgage.
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PRIVATE MORTGAGE

A private mortgage loan can be a viable financing alternative to banks or institutional lenders. We have access to a pre-vetted, private lenders with potential funding available who may be willing to take the risk on your mortgage loan. We explore all of your private mortgage options, tapping into our many years of insight and expertise to find a financing source that makes sense for you.
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SECOND MORTGAGE

A second mortgage is a loan against the equity of your home and can be an excellent option for homeowners looking to consolidate multiple debts or get access to cash quickly. We offer low second mortgage rates with fixed interest rates that are typically lower than most credit cards. Our mortgage specialists examine your entire budget, credit and mortgage picture to help you find the best-fit.
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SELF-EMPLOYED MORTGAGE

Securing a mortgage when you’re self-employed can be frustrating. Most financial institutions make it impossible to qualify in many cases. Whether you are just starting out or a seasoned business owner, our trusted mortgage lenders can secure a self-employed mortgage to help you purchase a new home or re-finance your existing one with ease.
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MORTGAGE PRE-APPROVAL

Getting a mortgage pre-approval before you start house-hunting helps you understand the house price you can afford. Once you’re pre-approved, we guarantee that the mortgage rate offered won’t change during the 90 or 120 day mortgage pre-approval period. This protects you in the event that interest rates rise while you’re house hunting.
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What's Next?

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Words From Our Customers

Simplify Mortgage Solutions

4.9

Based on 86 reviews

review us on

Raj

16:22 28 Nov 22

Rajiv is very professional and passionate broker. He recently helped me in last minute deal with excellent terms , he got personally involved and personally monitored the progress till closing and even after the closing to ensure nothing is left behind. I always depend on him for mine and my family mortgage needs

Jashan pahwa

15:12 02 Nov 22

Lakhvir is a phenomenal mortgage broker. She is focused on going above and beyond for her clients. Through her outstanding problem-solving skills, She finds solutions for every situation. She is positive, professional and goal oriented. Always looking out for the best outcomes of her clients. Do not hesitate to contact Lakhvir. You will not be disappointed. Thank you Lakhvir for your fantastic customer service. She really made mortgage process Simplify for us.

Bhuvana Ramesh

15:25 08 Aug 22

Mr.Verma is a very reliable and trustworthy gentleman. We have been fortunate to get his service both the times we.purchased houses. He gave us confidence that things will go smooth and they did go smooth. Thanks for your help and support Mr.Verma

Mee and me

16:04 18 Jul 22

Very helpful . To go person for all your mortgage needs from start to finish. Will highly recommend.

Muneeb J (-TubeNews-)

15:35 02 Jun 22

One of the most professional services I have ever received, Simplify Mortgage Team guided us through our mortgage possibilities and helped us stay in the loop every step of the way. Truly a company you can put your full trust and reliability on. Will definitely recommend to all friends and family. Thank you once again.

Sarita Swain

03:08 01 Jun 22

Rajiv Verma and team from simplify mortgage solutions have been incredible to deal with. They were very professional and quick to respond. We definitely recommend to our family and friends for mortgage.

Abhilash Mohapatra

03:02 01 Jun 22

Rajiv have been incredible to deal with.We found him to be very informative and to give excellent guidance when it came to our mortgage.They were professional, quick to respond to all our questions and were able to get us a great rate at the shortest time with one of the leading financial organization.

Neville Miles

01:21 20 May 22

Thanks Rajiv for your excellent service. Once again you have proven yourself to be trustworthy and always provide a professional service, thank you.

harbinder kailey

19:56 28 Apr 22

Working with RAJIV VERMA experienced five star service ,reliable and trustworthy always recommend for all your mortgage needs

manga singh

19:44 27 Apr 22

Working with Rajiv Verma was a great experience. He is very knowledgeable about the mortgage process and provided me with a lot of information that I didn’t know. He is super reliable as he was very quick to respond to my urgent request. Overall, I highly recommend working with him.

Jalpa Patel

22:43 21 Apr 22

Rajeev was all the things you want for house mortgage – really knew his stuff, helpful, responsive, but beyond that he also suggested better options for house mortgage that I was not aware off. Rajeev was very helpful and responsive, and very very professional in his work. He made the whole home mortgage process easy and we were kept informed the whole way. Thanks Rajeev!

Avinash Patel

22:20 21 Apr 22

I had problem doing my house mortgage, and then I came across Rajeev. He's so good with his work that he has explained every step of process, and I didn't need to worry about anything about my mortgage. He also got my mortgage done before closing very smoothly.

jitesh kumar

23:39 31 Mar 22

I had an excellent experience with Mr. rajeev verma, he solved my all queries very calmly, i would 100% recommend simplify mortgage solutions to my friends and family.

Aarthi Pradeep

15:43 23 Mar 22

We recently closed our Mortgage with Simplify Morgage and Rajiv was a extremely professional and a delight to deal with. He had the nuance of navigating all the intricacies that's typical to processing a Mortgage and has abundance of knowledge in guiding us through the entire process. Rajiv took personal care to ensure that our Mortgage processing is meticulously prepared and processed from the get go and delivered what was promised 100%. I would strongly recommend Rajiv to be your go-to point of any of your Mortgage needs! Thank you Rajiv!

Pradeep Narayanan

14:25 04 Mar 22

I have had the pleasure of having my mortgage solution managed by Rajiv, who has been extremely diligent and professional throughout the process. Rajiv went extra the mile to ensure all the parameters are checking out correctly and had valuable suggestions and guidance to help complete the process in a timely manner, with the accuracy that was required in such a process. What's critical to note is that Rajiv stood by his commitment to ensure the process is favorably completed and never left a stone unturned to ensure the approval is delivered as promised. Overall he was a great resource to work with when you are looking to have positive outcome to your mortgage applications, Rajiv is the resource you seek.

Vikas Manocha

19:30 23 Feb 22

It is a pleasure to work with Rajiv ji. Every step of the way, I received the impression that they were looking out for our best interests. We purchased two Houses,so there were a lot of questions and intricacies regarding the process that we weren't aware of. Rajiv not only informed us of the specifics, but also took the time to ensure that we understood them. Rajiv was really patient with us and was able to handle all of our worries and questions concerning the transactions. Rajiv ji you are the best, stay the way you are.

S.D. Houvardas

12:12 18 Feb 22

We contacted Rajiv to look at options for a mortgages. He proposed a number of excellent options, with very competitive rates. Rajiv was so flexible to work with and he communicated regularly with us. I would highly recommend Rajiv if you are looking for a mortgage.

Priya Mehta

18:40 14 Feb 22

Working with Rajiv Verma for the mortgage process was amazing. He was readily available to answer all the queries we had as first time home buyers. Thank you for making the experience a good memory. Highly recommended for all mortgage advice seekers.

tamana sid

18:19 17 Jan 22

This was my first time working with Rajiv Verma from Simplify Mortgage Solutions. He was great and very helpful and quick at responding to our questions. Rajiv is very knowledgeable and answered all my questions and took the time to explain things we did't understand and provided us with solutions for any concerns we had. The thing we loved the most; was how detailed he was and provided us with solutions for any concerns we had. My family is a repeat client with Rajiv for all the mortgage needs.Just wanted to say BIG THANK YOU to Rajiv Verma for all the hard work through this process. You won't be disappointed when choosing them as your mortgage broker.

Khawaja haris Siddiqi

02:02 17 Jan 22

Working with Rajiv Verma from Simplify Mortgage Solutions was an absolute pleasure. Every step of the way I felt they had our best interests in mind. My family was doing refinance, so there were a lot of questions and details we weren't aware of/didn't know about the process. Rajiv not only made those details known to us, but took the time to make sure we understood them. Rajiv was incredibly patient with us and was able to address the several questions and concerns that we had about this transaction. I would highly recommend Rajiv Verma from Simplify Mortgage Solutions. The professionalism, trust, reliability and dedication turned what we thought would be a daunting process, into a seamless and pleasant one.

Bikram Brar

13:45 13 Jan 22

Rajiv is a great mortgage agent to work with. Would highly recommend giving him a call for all your mortgage and pre-approval needs. Rajiv offers advice, has competitive rates and is easy to work with. I’ll continue to visit Rajiv for all my future needs.

Ramiz Siddiqi

00:10 12 Jan 22

I had a great experience with Rajiv Varma. He is a highly competent, and caring professional. He is on top of the mortgage process making sure things move forward in a timely manner.Rajiv goes above and beyond with his customer service as well as his follow-up. What I appreciate most about Rajiv was his prompt response to my communications. He picked up or returned my call within a half-hour even on the weekend.I was the first home buyer, so I had a lot of questions. Rajiv really helped me through, and he also gave me the best deal. I would recommend Rajiv to everyone.Thank you Rajiv so much! I never thought it would have been possible but with your help, everything was so easy and painless.

Satyen Sharma

23:50 11 Jan 22

I am glad, I was introduced to Simplify Mortgage Solutions by my friend. Rajiv’s expertise and knowledge made whole mortgage process very simple and convenient. I will recommend Simplify Mortgage Solutions to all my friends and relatives. Thanks Rajiv, for all your help.

Indu Sharma

17:15 11 Jan 22

Rajiv Verma of Simplify Mortgage Solutions provided us with all the information and discussed in detail all the mortgage options available to us. We had a positive experience while going through the whole process. I personally appreciate the fast , convenient professional service that we received from Rajiv. Thanks and I would recommend him to all our friends and known

Dhandabani Ramakrishnan

03:34 09 Dec 21

Rajiv Verma of Simplify Mortgage Solutions is a pleasant and humble personality to deal with and keeps his cool in the dismal situations. He is very knowledgeable and proactive and I convincingly recommend him and Simplify mortgage to anyone with the mortgage need.

harmeet dhaliwal

17:34 26 Nov 21

If you need professional mortgage service plz contact Rajiv Verma .

Andrew Ragnauth

15:43 27 Sep 21

Rajiv was very good in providing us with very professional and positive service. He was patient with us and answered all questions we had. He is reliable and gets the job done. He has helped us 2 times now and both times he provided us with great service and got the job done. Definitely will continue to use him in any future endeavors.

Alper Bryan

16:05 23 Sep 21

I have got to know Rajiv through a close friend who recommended Rajiv to me. From the start to the closing, Rajiv made the whole process so smooth that we were so happy to have his service. The most importantly, he is a very understanding and accommodating person. You will be very happy to have his service.

Aalia Alper

14:28 23 Sep 21

We had a great experience working with Rajiv who has patiently guided us and answered all our questions from day one to the closing date, also, he accommodated our needs patiently. We really appreciate his professionalism

PARAMVEER WALIA

01:19 13 Sep 21

Simplify Mortgage solution are one of the best Mortgage solutions providers. They have immense knowledge of the products from various financial institutions and they can align your mortgage needs with them. Their expertise and services they provide makes them stand out from other mortgage solution providers. I strongly recommend them for any mortgage solutions.

jay b

15:08 26 May 21

Thank you for getting the job done and will recommend you to anyone.

Aqeel Jan

18:42 02 Feb 21

I've worked with Rajiv on a mortgage my house. Rajiv took the time to educate me about getting a mortgage. Rajiv was extremely knowledgeable. He was able to match the exact mortgage for my situation and save my money. Rajiv was extremely responsive to any request or question. I was able to close the mortgage on time without any setbacks. I highly recommend using Rajiv Verma as your mortgage adviser & SME.

navraj singh

01:49 10 Dec 20

Very intelligent, honest and trustworthy person Mr Rajiv , I will recommend everyone who is planning to buy new house.. highly recommended.. further more clearly explained everything in Very professional manner..once again thanks Mr Rajiv for your outstanding services.

Armaan Sekhon

19:36 04 Nov 20

Great service and very professional.I would for sure recommend Rajiv Verma and Chetan Sharma

lazeez sandalwood ching

12:10 17 Oct 20

Excellent service yet once again. Rajiv has been diligent in his work and advice. Simplify mortgage solutions definitely simplify mortgage process and live up to their name. Glad we found them. Keep up the good work.

Abdul Samad

02:59 01 Oct 20

Rajiv is one of the best mortgage agent I ever dealt with. I am extremely happy with his services. He always have a good knowledge on market trend. He work for his client and bring best market rates for them.Before, we were little scared after listening terrible stories of different people, which they faced due to their unprofessional agents at the time of closing.Rajiv made our closing process very easy and smooth. I always highly recommend Rajiv to all my friends.

PARWINDER PADDA

22:23 26 Sep 20

I would like to thanks Simplify Mortgage Solutions team for providing me the right advice regarding my refinance and renewal for mortgage needs. They gone above and beyond the efforts to find a suitable and best possible solution for my needs. They are very very knowledge able and professional. Thier experience makes a difference when advice matters. I will recommend their services to all my family and friends. Thanks once again.

Amandeep Bhandal

22:11 26 Sep 20

I would like to thanks Rajiv Verma from Simplify Mortgage Solutions team for their honest and knowledgeable advice for first time home buyers journey for first home. He is very professional and detail orient mortgage broker. I will recommend him for professional and friendly advice to everyone.

manoj khanna

19:59 08 Sep 20

I got very competitive Rate of interest and timely done closing. Very straight forward person and preaching you for other issues also.

Shivdeep Walia

18:46 30 Aug 20

Totally solution oriented service. Thanks for helping out my clients with their mortgage and other financial needs. Appreciate the professional service. Highly recommended.

Karamjit Singh Ghuman

23:14 26 Aug 20

Great team & Great work

Yudvir Sandill

02:04 03 Jul 20

Thank you for your help and support in getting the mortgage approval letter in such a short time. Will definitely recommend your name to family and friends.

Vishal Burathoki

02:55 16 Jun 20

Recommended for Mortgage and related financial services and advise. Professional, quick and thorough solutions.

Divyang patel

21:45 20 May 20

Mr. Rajive helped me to refinance my mortgage. He provided very professional and reliable service starting from answering my questions to closing the deal. Thank you Simplify Mortgage Solutions for great service.

Anis Askani

23:19 04 Mar 20

Great mortgage broker with all the help you need. Answers all your questions and gets you the wright advice. Was a pleasure to work with you Rajive

Harneha Gulati

23:49 07 Jan 20

Very professional services. The best part of our experience was the optimism attached to it. Successful transaction with in detail processing was their top priority! For reliable services, please contact Simplify Mortgage Solutions! They will get you what you want!!!! 💪

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