Bad Credit Mortgage
Looking for a Bad Credit Mortgage Broker?
We can help! We have dedicated bad credit mortgage sources for people who may have had past credit issues, but now need assistance getting the right mortgage. This is true whether you’re buying a new home or wish to refinance your current home.
At Simplify Mortgage Solutions, we have superb relationships with several trustees in bankruptcy and consumer proposals to navigate to help you in this difficult time.
What is a Bad Credit Mortgage?
Although many brick-and-mortar banks consider clients with bad credit to be high risk – we have lender specialists who, regardless of your credit history, will extend a loan to you!
You’ll be surprised by what’s possible. Of course, you may be looking at some additional fees and a higher rate of interest, but if the benefits justify the cause, then we go all-in on your behalf.
Also, important to note, all our clients are enrolled in a free credit history re-build program so we can ensure you a place back in the world of “A lenders” as soon as possible. At Simplify Mortgage Solutions, we’re always thinking several steps ahead – we’re all about the relationship with our clients, and not about any individual transaction.
Why Choose Us?
Is your debt load causing you anxiety and sleepless nights? Or perhaps you are tired of renting, but are genuinely worried about getting a mortgage with bad credit? Our team is entirely specialized in bad credit mortgages, and can assist by finding the best home loan for your credit situation and budget.
Whether you went through a messy divorce, suffered a small business failure or perhaps just hit a rocky patch of employment, we understand the turmoil of getting a mortgage with bad credit.
Before you consider a consumer proposal or bankruptcy, reach out to a member of our Simplify Mortgage Solutions Team instead. With countless years of expertise, we’ve seen many poorly explained bad credit mortgage strategies making little sense, which results in unnecessary home ownership challenges.
Call or email today with all your details to ger a FAST mortgage pre-approval!
What's Next?
Words From Our Customers
Raj
16:22 28 Nov 22
Rajiv is very professional and passionate broker. He recently helped me in last minute deal with excellent terms , he got personally involved and personally monitored the progress till closing and even after the closing to ensure nothing is left behind. I always depend on him for mine and my family mortgage needs
Jashan pahwa
15:12 02 Nov 22
Lakhvir is a phenomenal mortgage broker. She is focused on going above and beyond for her clients. Through her outstanding problem-solving skills, She finds solutions for every situation. She is positive, professional and goal oriented. Always looking out for the best outcomes of her clients. Do not hesitate to contact Lakhvir. You will not be disappointed. Thank you Lakhvir for your fantastic customer service. She really made mortgage process Simplify for us.
Bhuvana Ramesh
15:25 08 Aug 22
Mr.Verma is a very reliable and trustworthy gentleman. We have been fortunate to get his service both the times we.purchased houses. He gave us confidence that things will go smooth and they did go smooth. Thanks for your help and support Mr.Verma
Mee and me
16:04 18 Jul 22
Very helpful . To go person for all your mortgage needs from start to finish. Will highly recommend.
Muneeb J (-TubeNews-)
15:35 02 Jun 22
One of the most professional services I have ever received, Simplify Mortgage Team guided us through our mortgage possibilities and helped us stay in the loop every step of the way. Truly a company you can put your full trust and reliability on. Will definitely recommend to all friends and family. Thank you once again.
Sarita Swain
03:08 01 Jun 22
Rajiv Verma and team from simplify mortgage solutions have been incredible to deal with. They were very professional and quick to respond. We definitely recommend to our family and friends for mortgage.
Abhilash Mohapatra
03:02 01 Jun 22
Rajiv have been incredible to deal with.We found him to be very informative and to give excellent guidance when it came to our mortgage.They were professional, quick to respond to all our questions and were able to get us a great rate at the shortest time with one of the leading financial organization.
Neville Miles
01:21 20 May 22
Thanks Rajiv for your excellent service. Once again you have proven yourself to be trustworthy and always provide a professional service, thank you.
harbinder kailey
19:56 28 Apr 22
Working with RAJIV VERMA experienced five star service ,reliable and trustworthy always recommend for all your mortgage needs
manga singh
19:44 27 Apr 22
Working with Rajiv Verma was a great experience. He is very knowledgeable about the mortgage process and provided me with a lot of information that I didn’t know. He is super reliable as he was very quick to respond to my urgent request. Overall, I highly recommend working with him.
Jalpa Patel
22:43 21 Apr 22
Rajeev was all the things you want for house mortgage – really knew his stuff, helpful, responsive, but beyond that he also suggested better options for house mortgage that I was not aware off. Rajeev was very helpful and responsive, and very very professional in his work. He made the whole home mortgage process easy and we were kept informed the whole way. Thanks Rajeev!
Avinash Patel
22:20 21 Apr 22
I had problem doing my house mortgage, and then I came across Rajeev. He's so good with his work that he has explained every step of process, and I didn't need to worry about anything about my mortgage. He also got my mortgage done before closing very smoothly.
jitesh kumar
23:39 31 Mar 22
I had an excellent experience with Mr. rajeev verma, he solved my all queries very calmly, i would 100% recommend simplify mortgage solutions to my friends and family.
Aarthi Pradeep
15:43 23 Mar 22
We recently closed our Mortgage with Simplify Morgage and Rajiv was a extremely professional and a delight to deal with. He had the nuance of navigating all the intricacies that's typical to processing a Mortgage and has abundance of knowledge in guiding us through the entire process. Rajiv took personal care to ensure that our Mortgage processing is meticulously prepared and processed from the get go and delivered what was promised 100%. I would strongly recommend Rajiv to be your go-to point of any of your Mortgage needs! Thank you Rajiv!
Pradeep Narayanan
14:25 04 Mar 22
I have had the pleasure of having my mortgage solution managed by Rajiv, who has been extremely diligent and professional throughout the process. Rajiv went extra the mile to ensure all the parameters are checking out correctly and had valuable suggestions and guidance to help complete the process in a timely manner, with the accuracy that was required in such a process. What's critical to note is that Rajiv stood by his commitment to ensure the process is favorably completed and never left a stone unturned to ensure the approval is delivered as promised. Overall he was a great resource to work with when you are looking to have positive outcome to your mortgage applications, Rajiv is the resource you seek.
Vikas Manocha
19:30 23 Feb 22
It is a pleasure to work with Rajiv ji. Every step of the way, I received the impression that they were looking out for our best interests. We purchased two Houses,so there were a lot of questions and intricacies regarding the process that we weren't aware of. Rajiv not only informed us of the specifics, but also took the time to ensure that we understood them. Rajiv was really patient with us and was able to handle all of our worries and questions concerning the transactions. Rajiv ji you are the best, stay the way you are.
S.D. Houvardas
12:12 18 Feb 22
We contacted Rajiv to look at options for a mortgages. He proposed a number of excellent options, with very competitive rates. Rajiv was so flexible to work with and he communicated regularly with us. I would highly recommend Rajiv if you are looking for a mortgage.
Priya Mehta
18:40 14 Feb 22
Working with Rajiv Verma for the mortgage process was amazing. He was readily available to answer all the queries we had as first time home buyers. Thank you for making the experience a good memory. Highly recommended for all mortgage advice seekers.
tamana sid
18:19 17 Jan 22
This was my first time working with Rajiv Verma from Simplify Mortgage Solutions. He was great and very helpful and quick at responding to our questions. Rajiv is very knowledgeable and answered all my questions and took the time to explain things we did't understand and provided us with solutions for any concerns we had. The thing we loved the most; was how detailed he was and provided us with solutions for any concerns we had. My family is a repeat client with Rajiv for all the mortgage needs.Just wanted to say BIG THANK YOU to Rajiv Verma for all the hard work through this process. You won't be disappointed when choosing them as your mortgage broker.
Khawaja haris Siddiqi
02:02 17 Jan 22
Working with Rajiv Verma from Simplify Mortgage Solutions was an absolute pleasure. Every step of the way I felt they had our best interests in mind. My family was doing refinance, so there were a lot of questions and details we weren't aware of/didn't know about the process. Rajiv not only made those details known to us, but took the time to make sure we understood them. Rajiv was incredibly patient with us and was able to address the several questions and concerns that we had about this transaction. I would highly recommend Rajiv Verma from Simplify Mortgage Solutions. The professionalism, trust, reliability and dedication turned what we thought would be a daunting process, into a seamless and pleasant one.
Bikram Brar
13:45 13 Jan 22
Rajiv is a great mortgage agent to work with. Would highly recommend giving him a call for all your mortgage and pre-approval needs. Rajiv offers advice, has competitive rates and is easy to work with. I’ll continue to visit Rajiv for all my future needs.
Ramiz Siddiqi
00:10 12 Jan 22
I had a great experience with Rajiv Varma. He is a highly competent, and caring professional. He is on top of the mortgage process making sure things move forward in a timely manner.Rajiv goes above and beyond with his customer service as well as his follow-up. What I appreciate most about Rajiv was his prompt response to my communications. He picked up or returned my call within a half-hour even on the weekend.I was the first home buyer, so I had a lot of questions. Rajiv really helped me through, and he also gave me the best deal. I would recommend Rajiv to everyone.Thank you Rajiv so much! I never thought it would have been possible but with your help, everything was so easy and painless.
Satyen Sharma
23:50 11 Jan 22
I am glad, I was introduced to Simplify Mortgage Solutions by my friend. Rajiv’s expertise and knowledge made whole mortgage process very simple and convenient. I will recommend Simplify Mortgage Solutions to all my friends and relatives. Thanks Rajiv, for all your help.
Indu Sharma
17:15 11 Jan 22
Rajiv Verma of Simplify Mortgage Solutions provided us with all the information and discussed in detail all the mortgage options available to us. We had a positive experience while going through the whole process. I personally appreciate the fast , convenient professional service that we received from Rajiv. Thanks and I would recommend him to all our friends and known
Dhandabani Ramakrishnan
03:34 09 Dec 21
Rajiv Verma of Simplify Mortgage Solutions is a pleasant and humble personality to deal with and keeps his cool in the dismal situations. He is very knowledgeable and proactive and I convincingly recommend him and Simplify mortgage to anyone with the mortgage need.
Andrew Ragnauth
15:43 27 Sep 21
Rajiv was very good in providing us with very professional and positive service. He was patient with us and answered all questions we had. He is reliable and gets the job done. He has helped us 2 times now and both times he provided us with great service and got the job done. Definitely will continue to use him in any future endeavors.
Alper Bryan
16:05 23 Sep 21
I have got to know Rajiv through a close friend who recommended Rajiv to me. From the start to the closing, Rajiv made the whole process so smooth that we were so happy to have his service. The most importantly, he is a very understanding and accommodating person. You will be very happy to have his service.
Aalia Alper
14:28 23 Sep 21
We had a great experience working with Rajiv who has patiently guided us and answered all our questions from day one to the closing date, also, he accommodated our needs patiently. We really appreciate his professionalism
PARAMVEER WALIA
01:19 13 Sep 21
Simplify Mortgage solution are one of the best Mortgage solutions providers. They have immense knowledge of the products from various financial institutions and they can align your mortgage needs with them. Their expertise and services they provide makes them stand out from other mortgage solution providers. I strongly recommend them for any mortgage solutions.
Aqeel Jan
18:42 02 Feb 21
I've worked with Rajiv on a mortgage my house. Rajiv took the time to educate me about getting a mortgage. Rajiv was extremely knowledgeable. He was able to match the exact mortgage for my situation and save my money. Rajiv was extremely responsive to any request or question. I was able to close the mortgage on time without any setbacks. I highly recommend using Rajiv Verma as your mortgage adviser & SME.
navraj singh
01:49 10 Dec 20
Very intelligent, honest and trustworthy person Mr Rajiv , I will recommend everyone who is planning to buy new house.. highly recommended.. further more clearly explained everything in Very professional manner..once again thanks Mr Rajiv for your outstanding services.
Armaan Sekhon
19:36 04 Nov 20
Great service and very professional.I would for sure recommend Rajiv Verma and Chetan Sharma
lazeez sandalwood ching
12:10 17 Oct 20
Excellent service yet once again. Rajiv has been diligent in his work and advice. Simplify mortgage solutions definitely simplify mortgage process and live up to their name. Glad we found them. Keep up the good work.
Abdul Samad
02:59 01 Oct 20
Rajiv is one of the best mortgage agent I ever dealt with. I am extremely happy with his services. He always have a good knowledge on market trend. He work for his client and bring best market rates for them.Before, we were little scared after listening terrible stories of different people, which they faced due to their unprofessional agents at the time of closing.Rajiv made our closing process very easy and smooth. I always highly recommend Rajiv to all my friends.
PARWINDER PADDA
22:23 26 Sep 20
I would like to thanks Simplify Mortgage Solutions team for providing me the right advice regarding my refinance and renewal for mortgage needs. They gone above and beyond the efforts to find a suitable and best possible solution for my needs. They are very very knowledge able and professional. Thier experience makes a difference when advice matters. I will recommend their services to all my family and friends. Thanks once again.
Amandeep Bhandal
22:11 26 Sep 20
I would like to thanks Rajiv Verma from Simplify Mortgage Solutions team for their honest and knowledgeable advice for first time home buyers journey for first home. He is very professional and detail orient mortgage broker. I will recommend him for professional and friendly advice to everyone.
manoj khanna
19:59 08 Sep 20
I got very competitive Rate of interest and timely done closing. Very straight forward person and preaching you for other issues also.
Shivdeep Walia
18:46 30 Aug 20
Totally solution oriented service. Thanks for helping out my clients with their mortgage and other financial needs. Appreciate the professional service. Highly recommended.
Yudvir Sandill
02:04 03 Jul 20
Thank you for your help and support in getting the mortgage approval letter in such a short time. Will definitely recommend your name to family and friends.
Vishal Burathoki
02:55 16 Jun 20
Recommended for Mortgage and related financial services and advise. Professional, quick and thorough solutions.
Divyang patel
21:45 20 May 20
Mr. Rajive helped me to refinance my mortgage. He provided very professional and reliable service starting from answering my questions to closing the deal. Thank you Simplify Mortgage Solutions for great service.
Anis Askani
23:19 04 Mar 20
Great mortgage broker with all the help you need. Answers all your questions and gets you the wright advice. Was a pleasure to work with you Rajive
Harneha Gulati
23:49 07 Jan 20
Very professional services. The best part of our experience was the optimism attached to it. Successful transaction with in detail processing was their top priority! For reliable services, please contact Simplify Mortgage Solutions! They will get you what you want!!!! 💪
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